Our Team

Management

Kevin French, CFA®

Managing Director

Kevin is the Managing Director of Core Wealth, heading the firm’s investment team and overseeing investment strategy and research.

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Kevin is the Director at Core Wealth responsible for Investment Strategy and Research, bringing more than 30 years of investment experience to the firm. In this role, he leads the investment team and advises individuals and retirement funds, while also consulting to asset managers on a range of investment-related matters.

After completing his BCom degree at the University of Stellenbosch, Kevin began his career in the accounting field, first running his own business and later joining Engen. At Engen, he pursued his passion for investments and became an analyst responsible for the Engen Retirement Funds’ portfolios of approximately R1bn. His responsibilities included asset manager analysis and evaluation, as well as the management of a direct property portfolio.

In 1997, Kevin joined Old Mutual as a Fund Manager. In 2000, he played a key role in establishing Old Mutual’s multimanager business, SYmmETRY. He went on to head up Investment Research at SYmmETRY, which managed over R37bn in institutional and retail client assets. In July 2008, Kevin left SYmmETRY to form Core Wealth Managers.

Kevin earned his Chartered Financial Analyst (CFA®) designation in 2001 and holds a Diploma in Financial Markets & Instruments (Cum Laude) from the University of Johannesburg.

Stephen Cole, CFP®

Director - Estate and Financial Planning

Stephen is a founding Director at Core Wealth and is head of advice and research on Estate and Financial Planning.

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Stephen is the Director at Core Wealth responsible for our team of Advisors and Planners who give advice and perform research on Estate and Financial planning. In this role he is able to apply his more than 22 years’ experience to ensure astute financial planning for our clients, of their estates and finances and the effective management of their risk portfolios.

Stephen completed a BCom degree at Rhodes University majoring in Business Administration & Business Information Systems. He is qualified as a Certified Financial Planner® (CFP®) and also holds an Advanced Post Graduate Diploma in Financial Planning (University of the Free State).

Stephen began his career as a financial advisor with Liberty in 1995 during which time he acted as an Agent, Branch Manager and Franchise Principal. He left Liberty in 2009 and co-founded Core Wealth, seeing it as an opportunity to offer his clients a more comprehensive independent service.

Advisory

Kirsty Scully, CFP®

SENIOR FINANCIAL PLANNER

Kirsty is the former Chairperson of the Board for the Financial Planning Institute (FPI) of Southern Africa and a Senior Financial Planner at Core Wealth.

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Kirsty Scully is a Certified Financial Planner® and Senior Financial Planner at Core Wealth, where she specialises in investment strategy and wealth structuring for high-net-worth individuals and families. She is widely respected for her strategic insight, ethical leadership, and commitment to delivering tailored financial solutions that support long-term financial independence.

In addition to her advisory role, Kirsty serves as Chairperson of the Financial Planning Standards Board (FPSB) Council, which ratifies decisions for Certified Financial Planners® across 27 countries. She is also the former Chairperson of the Financial Planning Institute (FPI) of Southern Africa.

In 2025, she received the prestigious Harry Brews’ Award (Chairman’s Award) in recognition of her outstanding lifetime contribution to the financial planning profession and broader society. Kirsty is a sought-after international speaker and media commentator and has served as a judge for the FPI Financial Planner of the Year competition and the Krutham Top Private Banks and Wealth Manager Awards.

She is also co-founder of Empowher, a women’s networking initiative supporting professional growth and collaboration, and serves on the management team of the Clara Business Network.

Beyond her professional commitments, Kirsty leads a women’s life group at her church, enjoys art classes, and hosts a regular dinner club. She values connection, creativity, and community, and resides in the Cape Winelands.

Michail Savva, CFP®

Financial Planner

Mike develops comprehensive financial strategies encompassing investment, retirement, estate, and risk planning.

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Mike joined the Core Wealth team in 2015, bringing a strong academic foundation together with a disciplined, client-centred approach to financial planning. He holds a Postgraduate Diploma in Financial Planning (Cum Laude) from the University of Stellenbosch, where he was awarded the Top Achiever Award among more than 100 professionals. He also completed a BCom Honours degree in Financial Management and a BCom degree in Accounting and Management at Rhodes University.

As a Certified Financial Planner® professional, Mike provides comprehensive advisory services across local and offshore investments, wealth management, estate planning, risk planning, and strategic consulting for individuals, families, and businesses. He believes that long-term wealth creation is built on clear goals, sound structures, and disciplined decision-making, particularly during periods of market volatility. His approach ensures that clients’ portfolios are positioned not only for growth but also for resilience, organisation, and alignment with their broader life objectives.

Mike earned his CFP® designation in March 2018 after passing the CFP Professional Competency Examination (Cum Laude).

Outside of work, he values time with his wife and two daughters and enjoys exploring new ideas and continuously expanding his knowledge – an ethos that carries through into the care, attention, and professionalism he brings to every client relationship.

Jodrey Rossouw, CFP®

Financial Planner

Jodrey specialises in risk, wealth and retirement management and provides her clients with comprehensive financial solutions to achieve their lifestyle goals.

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Jodrey joined Core Wealth in September 2015 as a Para-Planner and advanced into the role of Associate Financial Advisor in 2018.

She holds a BCom Degree in Financial Planning and Economics and a Post Graduate Diploma in Financial Planning through the University of Stellenbosch.

Jodrey specialises in risk, wealth and retirement management and provides her clients with comprehensive financial solutions to achieve their lifestyle goals.

She is also passionate about financial literacy and is actively involved in community development where she oversees Financial Literacy workshops for high school learners in the Northern Suburbs.

Having passed the CFP Professional Competency board exam, Jodrey received her CFP® designation in March 2021.

Kim Matthews, CFP®

Financial Planner & Healthcare Specialist

Kim provides detailed financial planning advice across the spectrum, including Retirement, Estate and Investment planning, with particular focus on Healthcare.

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Kim joined Core Wealth as an Associate Financial Advisor in April 2016 and has been in the insurance industry since 2001.

She holds a Bachelor of Commerce degree from UNISA, with majors in Private Law & Economics, a Post Graduate Diploma in Financial Planning from the University of the Free State and is a Certified Financial Planner ® registered with the Financial Planning Institute of South Africa.

Before joining Core Wealth, she was a tied agent with Liberty Life, marketing their products and services as a Financial Planner.

Kim has since gained vast experience in corporate and health service benefits and has a keen interest in healthcare with a good understanding of how the various product providers compete as well as the vast complexity of the various medical schemes and health insurance options available.

Not only does Kim service large corporate groups, but also assists individuals with selecting medical scheme & GAP cover plans, supports in benefit enquiries and facilitates GAP claims.

Kim is accredited with the Medical Schemes Council of South Africa and is contracted with 7 of the main medical schemes, 7 GAP providers and a selection of health insurance solutions.

Together with Kim’s experience, compassion and great passion for assisting clients we are confident that our clients will benefit from her services.

Jacques Vorster, CFP®

Financial Planner

Jacques assists clients with streamlining their financial portfolios to ensure their wealth is protected, organized and growing as effectively and efficiently as possible.

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Jacques has been in the financial planning industry for more than 9 years.

He holds the CFP® designation, a BCom degree, a Post Graduate Diploma in Financial Planning, and an Advanced Post Graduate Diploma in Asset Types and Estate Planning.

Jacques started his career in the financial planning industry as a business consultant for one of the major life insurance companies, while completing his post graduate qualifications. As business consultant his main duties were to share technical knowledge on investments and risk products, as well putting together professional proposals.

In 2017 Jacques decided to become a financial planner himself for one of the major banks and soon after received his Certified Financial Planner designation. Since then, he has been assisting individuals and legal entities with their professional financial planning needs. Jacques recently joined the Core Wealth team to be able to offer his clients more bespoke and independent financial planning solutions.

Rehan Jordaan

Financial Planner

Rehan focuses on holistic financial planning, providing strategic investment solutions that integrate seamlessly with clients’ broader financial goals.

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Rehan Jordaan joined Core Wealth in 2019 as a Financial Advisor, advising individuals, families, and business owners on building long-term, sustainable wealth. He believes that sound financial decisions should ultimately support real-life goals and focuses on helping clients organise, protect, and grow their wealth in an increasingly complex and uncertain world.

He holds a BCom degree in Financial Management, a Postgraduate Diploma in Financial Planning, and is currently working towards completing his CFP® designation. His advice philosophy is grounded in holistic financial planning – ensuring that investment decisions are integrated with tax planning, risk management, estate planning, and cash-flow strategy, rather than viewed in isolation.

Rehan’s approach is strategic and structured. He specialises in designing tax-efficient, cost-effective investment strategies, complemented by appropriate risk and insurance solutions that provide clarity, resilience, and long-term financial confidence. He believes that true wealth is not defined purely by performance but by having a well-constructed plan that holds firm through every stage of life.

Alongside his advisory work in South Africa, Rehan plays an active role in the strategic expansion of the business into the UAE and broader Middle East, supporting expatriates and globally mobile clients with cross-border financial planning needs.

Outside of work, Rehan is a committed family man, a passionate endurance and hybrid athlete, and a lifelong learner. He enjoys structured training, early mornings, good coffee, and well-designed systems – and firmly believes that consistency, discipline, and long-term thinking apply just as much to life as they do to finances.

Devan Steenkamp, CFP®

Financial Planner

Devan offers a comprehensive and holistic financial planning service, encompassing everything from budgeting to estate planning.

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Devan’s career in the financial services industry started in 2018 at Liberty. He realised his passion for helping people achieve their financial goals, and this became a driving force as to why he decided to advance in this dynamic and complex industry.

Devan provides a value-added service with budgeting, goal setting, retirement planning, tax optimisation, as well as estate planning. He is an enthusiastic and resolute advisor, striving to make a difference in the lives of his clients and their families.

His core mission is to place the interest of his clients first, which he does by building long-term client relationships and ensuring transparency through trustworthy and committed financial advice.

Devan holds a Higher Certificate as well as an Advanced Certificate in Financial Planning from Milpark Education, a Postgraduate Diploma in Financial Planning from the University of the Free State, and is a Certified Financial Planner® professional.

In his spare time, Devan loves to spend time with family and friends. He is a discerning sports enthusiast and enjoys exploring the beautiful South Africa.

Zolisa Maduba

Financial Advisor

Zolisa is an enthusiastic gentleman with a strong desire to help clients become financially independent.

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Zolisa began his career at Core Wealth as an administration intern, driven by a strong ambition to become a financial advisor. His goal has always been to assist clients in achieving their financial planning objectives to the best of his ability. Zolisa’s passion for financial planning stems from a deep desire to help individuals achieve financial independence and security.

This commitment has led him to pursue a career as an advisor, where he has the opportunity to support clients in making informed financial decisions.

Zolisa holds a Higher Certificate in Economics and Management Science, a Bachelor’s Degree in Commerce with a specialisation in Investment Management and Banking from the University of the Free State, as well as a Post Graduate Diploma in Financial Planning from Nelson Mandela University.

Zolisa’s prioritises his well-being by maintaining a healthy and active lifestyle. He is of the firm belief that health, mindset, and financial freedom are one’s greatest assets, allowing for optimal performance in both personal and professional endeavours.

Sam Washer

Short-Term Advisor

Sam is our Short-Term specialist and has extensive experience and a great deal of expertise in this field.

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Sam has a diploma from Kelly GreenOaks Finishing School.

She has worked in the insurance and motor industry field for over 30 years. Her portfolio within Core Wealth is as a Short-Term Adviser and although she has accreditation in Personal as well as Commercial Lines, her passion lies with people. She thrives on one-on-one interaction.

Shirley Russel, CFP®

Associate Advisor

Shirley ensures smooth execution of financial instructions using her strong organisational skills.

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Shirley has been in the financial services industry for over 20 years. She completed a BEcon Honours Degree at Stellenbosch University and a BCom Honours Degree at UCT.

She is also a qualified Certified Financial Planner®.

Shirley started her career at Old Mutual as a Marketing Consultant, later joining Symmetry Multi Manager as Head of Sales Support. In 2008 she joined Old Mutual Investment Group as a Tender and Business Development Manager. Her career at Core Wealth began in 2012 as a Financial Planner and Consultant Assistant. In her current role, she support Financial Planners as well as our Investment Team.

Shirley loves hiking, the ocean, and spending time with her family and friends.

Lihle Kelembe

Associate Advisor: Group Benefits

Lihle is renowned for his meticulous attention to detail and is the first port of call for our corporate clients.

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Lihle is a hardworking and ambitious individual who displays unwavering dedication aimed at delivering outstanding service.

In his role, Lihle is responsible for providing comprehensive support to our corporate clients. He specialises in assisting with client administration and works closely with financial advisors to conduct annual review analyses for group risk and retirement benefits.

Additionally, he is involved in the intricate preparation of proposals for potential clients. Lihle’s professionalism and proficiency play a vital role in ensuring the smooth operation and success of the group benefits division at Core Wealth.

Having pursued his higher education at the University of the Western Cape, Lihle earned a BCom degree with a major in Financial Management and Financial Accounting. He is currently expanding his knowledge and skills by pursuing a BCTA (Bridging to Certificate in Theory of Accounting) at Milpark Education, further enhancing his expertise in the field.

Kimlin Ely

Associate Advisor

Kimlin is drawn towards to problem-solving and uses her abilities to successfully resolve complex client and provider queries.

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Kimlin dedicates her undivided time to clients, tackling each task with commitment and dedication. Her role as an Associate Advisor brings many challenges and it is in this that she uses her talents and fresh perspective to provide exceptional client support.

After graduating in 2022 with a BCom degree in Commerce, Kimlin has shifted her focus and is busy honing her skills to pursue her goal of becoming a fully-fledged Advisor.

Beyond her professional endeavours, Kimlin finds great satisfaction in lending a helping hand to younger students who are busy studying. She believes that education plays a crucial role in shaping the future and being able to assist others in this journey is incredibly rewarding for her.

Additionally, she actively engages in community work, striving to make a positive impact in the lives of those around her. By combining her professional skills with her dedication to community service, she aims to create a better and healthier world for everyone.

Aviwe Mankayi, CFP®

Financial Advisor

Aviwe provides essential support to a team of advisors using her unique and in-depth skill set.

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Aviwe is a seasoned professional with a background in corporate servicing administration and a passion for financial planning. She holds a BCom degree in Financial Planning, a Postgraduate Diploma in Financial Planning, and is a Certified Financial Planner® professional which provides a solid foundation in the field. She has also set her sights on pursuing a Masters degree in Development Finance.

Aviwe’s career journey at Core Wealth reflects her commitment to excellence and continuous learning. As a former corporate servicing administrator, she honed her skills in managing complex administrative processes with precision and efficiency and is now currently appointed as a Financial Advisor.

Aviwe is a hardworking professional who thrives in collaborative environments. A great team player, she actively contributes to fostering a positive and dynamic workplace culture. Her infectious energy and optimistic outlook make her an asset, creating an uplifting atmosphere that resonates throughout the workplace.

Lee-Anne Dewhurst

Paraplanner

Experienced paraplanner with a passion for precision, structure, and supporting high-quality financial advice.

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Lee-Anne Dewhurst is an experienced Paraplanner with over 25 years in the financial services industry. She brings a depth of knowledge, precision, and professionalism to her role, playing an integral part in supporting the delivery of high-quality financial advice.

A committed and highly capable support professional, Lee-Anne strengthens the advisory process through her analytical ability and strategic mindset. She manages complex administrative and planning processes with accuracy, structure, and foresight, ensuring consistency and operational excellence behind the scenes.

Known for her attention to detail and strong sense of accountability, she is adept at understanding individual needs and contributing meaningfully to effective team collaboration. Her positive energy and work ethic foster a supportive, high-performing environment.

Lee-Anne is a trusted, reliable, and highly valued member of the Core Wealth team.

Investment

Jacques Lubbe, CFA®, CFP®

Portfolio Manager

Jacques heads up our investment team and manages our portfolios to provide clients with the most well-suited investment options for their financial well-being.

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Jacques joined Core Wealth in 2020 as an Investment Analyst. He holds both the CFP® and CFA designations. He started his career as a Financial Planner in 2013 focusing on investment management and retirement planning.

Upon deciding to specialise further in investments in 2017, he completed the CFA charter and pivoted into Discretionary Fund Management at Core Wealth Managers (CWM). His responsibilities include designing and maintaining the various risk-profiled model portfolios CWM offers together with the rest of the investment team.

Outside of work, Jacques enjoys spending time with friends, sports and learning new things.

Morgan Carnegie

Investment Analyst

Morgan brings strong analytical skills and knowledge to assist clients explore the intricate sphere of investments.

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Morgan is a dynamic and enthusiastic junior investment analyst at Core Wealth. He brings his exceptional skills and knowledge to deliver comprehensive financial insights and support to clients. With a deep passion for numbers and a keen eye for detail, he plays a supporting role in analysing market trends, evaluating investment opportunities, and helping clients achieve financial goals.

He has recently completed a honours program in financial management, an achievement that has equipped him with a solid foundation of theoretical expertise. He strives to integrate this newly gained knowledge with practical experience to offer valuable recommendations and solutions. Demonstrating dedication to continuous improvement, Morgan has completed his CFA Level 1 certification and aims to complete Levels 2 and 3 in pursuit of the esteemed CFA charter.

Displaying a strong work ethic, exceptional analytical abilities, and a genuine love for learning, Morgan is a valuable asset to the team. His unwavering dedication to excellence and passion about the financial industry make him well-positioned to contribute to the firm’s continued success. He is committed to providing exceptional service and support to clients as they navigate the complexities of the financial world.

Armandt Swanepoel

Junior Investment Analyst

Armandt is an emerging investment professional dedicated to rigorous analysis, continuous learning, and long-term value creation.

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Armandt joined Core Wealth in 2025 as a Junior Investment Analyst, bringing a strong enthusiasm for financial markets and a disciplined, analytical mindset. He supports the investment team through research, portfolio analysis, and ongoing market monitoring, contributing to the evaluation of investment opportunities and the alignment of portfolio strategies with clients’ long-term objectives.

He holds a BCom in Investment Management from Stellenbosch University, where he developed a solid foundation in investment theory, financial analysis, and economics. Armandt is currently preparing to pursue the CFA Level I qualification and intends to complete all three levels toward earning the CFA charter.

Known for his strong work ethic and eagerness to learn, Armandt is committed to delivering diligence, integrity, and consistency in his work. Outside the office, he enjoys staying active, particularly through golf.

Support

ROBYN-LEE TIMM

PERSONAL ASSISTANT

Robyn is a trusted right hand in dynamic executive environments, known for bringing structure, clarity, and calm to even the most demanding operational landscapes.

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With a degree in Business Administration and over 20 years of professional experience, Robyn plays a central role in supporting management and ensuring the seamless day-to-day functioning of the office. She is often the first point of contact for clients and stakeholders, and her professionalism, warmth, and attention to detail help create a welcoming and well-organised client experience.

Robyn thrives on establishing efficient systems that enhance workflow, streamline communication, and support operational excellence. Her ability to anticipate needs, manage competing priorities, and maintain composure under pressure enables management to focus on strategic objectives with confidence.

Known for her reliability, discretion, and solution-oriented mindset, Robyn contributes meaningfully to both the internal culture and the external presentation of the business. Her commitment to structure, service excellence, and professionalism makes her a trusted pillar within the business.

Sandra Du Plooy

Senior Administrator

Sandra sits at the heart of our admin team, using her years of experience and strong relational skills to connect with clients and product providers.

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Sandra joined Core Wealth 11 years ago and is the heartbeat of our investment processing and administration team, providing quality-driven support for all our advisors and clients. Her tenure at the company has allowed her to forge strong relationships with various product providers based on trust and service delivery which she carries over to our clients.

With a professional career spanning 25 years in the corporate business environment as well as the commercial banking sector, Sandra is able to combine her experiences and provide an enhanced and unique service offering at Core Wealth. She has a passion for delivering exceptional and personalised client service which complements her strengths and fits in perfectly with the Core Wealth philosophy.

Outside of the office, Sandra relishes in getting her hands on a good historical novel, enjoys a bit of organic gardening, cooking, and brisk walks on the beach. Spending time with her husband, family, and dachshund energises her and is her absolute favourite pastime.

Sandra Basson

Administrator

Sandra uses her exceptional multitasking skills and calm demeanour to provide solution-driven service for clients.

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Sandra joined Core Wealth in September 2022 after moving to Cape Town from Bloemfontein with her husband and young son. She forms an integral part of the admin team, servicing both the Short-Term and Healthcare departments.

With her keen eye for detail, excellent communication and multitasking skills, and the ability to thrive under pressure, Sandra takes pride in providing superior client service whilst tackling service provider challenges with ease.

Sandra graduated with a double degree in Corporate Communication and Integrated Marketing from the University of the Free State and completed an Honours degree in Corporate Communication. This educational background together with the 5 years that she spent working at the Reach For A Dream Foundation has prepared her to handle stressful situations with kindness and empathy.

Talita Bosman

Healthcare Administrator

Talita excels in high levels of personalised client care, driving optimal healthcare management.

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Talita has a wealth of experience from her diverse career in the financial and healthcare sectors. Together with a solid foundation in banking, specialising in merchant services, she transitioned from a Broker Consultant at Discovery to a Senior Account Manager at the Tradebridge Group for several years, after which she embraced a new role as a full-time mom.

Since then, Talita assumed a Healthcare Administrator role at Core Wealth using her strengths to deliver quality service with the necessary technical expertise.

Outside of her professional commitments, Talita finds immense joy spending quality time with her family, particularly when it comes to supporting her 3 kids and their cricket pursuits.

Natasha Schoonraad

Administrator

Natasha carries her professional demeanour through to her work by offering quality-driven service to our corporate clients.

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Natasha tackles each day with a smile and a healthy dose of positivity. Her role as an Administrator provides her with a solid base to approach challenges with a pragmatic and innovative mindset. She excels at problem-solving, is passionate about excellence, and dedicates her time to ensuring that the administration in our corporate servicing unit runs smoothly.

Look for Natasha on the weekend and you will certainly find her camping out in the wilderness with family and friends.

Nick Du Plooy

Core Wealth Cares Consultant

Nick spearheads our “Core Wealth Cares” division, providing much-needed assistance to elderly and widowed clients.

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“Core Wealth Cares” is a unique, value-added service designed to assist elderly and widowed clients. Nick heads this up with his compassionate, affectionate, and nurturing personality and together with his established network of trustworthy contractors for home maintenance and improvements as well all general services typically required by elderly and retired clients, Nick fits into this role perfectly.

Nick has 40 years of experience as a professional property valuer with 2 of SA’s largest commercial banks and has made it clear that he is not ready to retire. He is an avid runner that still participates in half-marathons and a keen follower of all sport genres, particularly enjoying crickets stats. Treating his family to a traditional braai and his famous potjiekos are among the things he loves best!

Rechia Barnard

Administrator

Rechia thrives on client interaction and uses this to her advantage when dealing with client queries.

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Rechia is our Administrator with a focus on risk & investments processing. After several years at The Foschini Group, she decided to become a stay-at-home mum to take care of her children. She subsequently found her calling at Core Wealth where she forms an integral part of the administration team.

Rechia takes pride in everything she takes on. Whatever the task entails, she takes responsibility ensuring she sees it through from beginning to end. She enjoys learning and gaining new skills involving herself with all aspects of the business. She loves connecting with people and places high importance on making everyone feel special.

To relax, Rechia spends precious time with her friends and family. She is extremely passionate about music, reading, and taking her dog for walks. Wine farms, live band performances, and long road trips allows her the time to unwind.

Siphokazi Maseti

Office Aid

Siphokazi is a dedicated individual who is passionate about creating a spotless, well-organised, and efficient workspace.

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Siphokazi is a hardworking and detail-oriented office aid committed to maintaining a clean, organised, and welcoming workspace. With a strong work ethic and a keen eye for cleanliness, she ensures that our offices remain spotless and well-maintained, creating a professional and comfortable environment for employees and clients.

Siphokazi also takes pride in assisting with general office duties to support smooth daily operations. Whether it’s organising supplies or lending a helping hand where needed, she brings efficiency and reliability to every task. Her dedication to excellence ensures that our business can focus on work while she takes care of the rest.

With a friendly and professional approach, Siphokazi loves welcoming clients and visitors with a warm smile.

Lugen Govender

Operations Manager

Lugen brings strategic oversight and disciplined execution to operational leadership, ensuring that systems, governance, and service delivery are aligned and scalable.

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Lugen joined Core Wealth in 2022 as Office Administration Manager and was appointed Operations Manager in 2023. He is responsible for building efficient, well-controlled, and scalable operational structures that support the firm’s long-term growth. He leads and mentors the administration team, ensuring that internal processes, client relationship management, governance, and service delivery are structured, consistent, and aligned with the firm’s strategic objectives.

With a strong technology foundation and business management expertise, Lugen plays a central role in operational risk management, compliance, and governance. He ensures that systems, workflows, and internal controls align with regulatory requirements and internal policy standards, while translating complex operational and compliance frameworks into practical, workable solutions that enhance oversight and accountability.

Lugen has a particular interest in data and systems optimisation. His work includes designing databases, analysing operational data, and developing workflow automation solutions using tools such as SQL, PHP, VBA, Power Apps, and Power Automate. He also actively integrates AI-enabled technologies, including Microsoft Copilot and large language models, within governed environments to improve operational efficiency, automate routine processes, enhance reporting, and support more consistent, data-driven decision-making.

He holds a National Diploma in Information Technology, an Advanced Diploma in Business Management (with Distinction), a Postgraduate Diploma in Business Management, and an MBA.

In his downtime, Lugen enjoys spending time with his wife and kids. He is an avid Formula 1 enthusiast, manages a motoring club, and is a SACAA-certified drone pilot holding a Remote Pilot Certificate (RPC). He has completed multiple Cape Town Cycle Tour races and enjoys road running, reflecting his belief in consistency, preparation, and long-term discipline – principles he applies equally to business and life.

Luzuko Sigiva

AdministratoR

Passionate about learning and service, Luzuko contributes to seamless administrative functions.

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Luzuko Sigiva is a passionate and driven professional with a strong foundation in administration and client servicing. He holds a Postgraduate Diploma in Financial Planning from the University of the Free State and a Bachelor of Business Administration from TSiBA Business School. His academic background, combined with hands-on experience, reflects his deep commitment to excellence in supporting Core Wealth’s administration team across investment and risk processing functions.

He has developed a strong appreciation for regulatory compliance, attention to detail, and client service – skills that enable him to contribute effectively within a high-performing advisory environment. Known for his calm demeanour and collaborative approach, Luzuko thrives in team settings where he can help clients and colleagues achieve clarity and confidence in their financial planning processes. He is particularly passionate about financial education and believes in simplifying complex financial concepts to empower others.

Outside of work, Luzuko enjoys spending time with family and friends, reading about global markets, and exploring new experiences that broaden his perspective.

Accounting & Tax

Erika Muller

ACCOUNTANT & TAX CONSULTANT

Erika delivers expert, compliant tax and accounting solutions with professionalism, precision, and dedication.

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Erika is an experienced Accountant and Tax Consultant with nearly 30 years of expertise in bookkeeping, accounting, tax, and regulatory compliance. She has built a solid reputation for delivering tailored accounting and tax solutions to a diverse range of clients, always ensuring full compliance with the latest legislation and best practices.

Known for her dedication, precision, and tenacious work ethic, Erika takes a proactive approach to every engagement, consistently striving to achieve the best outcomes for those she works with. Her depth of knowledge and client-focused mindset make her a valuable asset to our team and to the clients she serves.

Outside the office, Erika is passionate about animals, enjoys a good movie, and finds joy in home DIY projects. She’s also a firm believer in continuous learning – and a strong cup of coffee – to fuel her commitment to professional excellence.

Denise Crawford

BOOKKEEPER

From invoices to month-end close, Denise delivers accuracy, efficiency, and unwavering financial discipline.

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With over 25 years of experience in full-function financial administration, Denise brings extensive expertise and reliability to the team. Her career spans diverse industries where she has honed her ability to manage complex financial processes with precision and professionalism.

Denise has a proven track record of handling large volumes of accounts with exceptional accuracy, ensuring strict compliance and timely reporting. Her disciplined approach and keen attention to detail support the integrity of financial records and the smooth running of daily operations.

Highly proficient in Sage One, Xero, Syspro, Pastel, and payroll systems, Denise combines technical skill with practical insight to maintain efficiency across all areas of bookkeeping. Her depth of experience and commitment to excellence make her a trusted and valued member of the Core Wealth accounting division.